Compliance

Comply with confidence no matter what regulators throw at you.

One loan can be subject to hundreds of regulations—a burden for even the most well-staffed compliance team. Automate compliance with technology supported and maintained by Ellie Mae’sindustry-recognized compliance counsel and experts.

  • Automatically review loans for potential ATR/QM, HOEPA, HMDA, FHA, TILA and NMLS violations.
  • Receive instant alerts to RESPA, MDIA, HUD and LO Compensation concerns.
  • Correct mistakes before they jeopardize closing dates or profit margins.

Quality

Originate higher-quality, more profitable loans faster.

Loan quality. Investors demand it, and you’re on the hook to deliver. Meet today’s heightened quality demands with ease using the best-practice workflow provided by our Total Quality Loan™ (TQL) program in Encompass:

  • Produce higher-quality, compliant loans that investors can buy with confidence.
  • Quickly get your loans purchased and off your warehouse line.
  • Easily export proof of ATR/QM compliance to investors or for audit purposes

Efficiency

Work quickly, work correctly and close loans faster than ever.

With origination costs now eclipsing $6,000 per loan according to the MBA, high efficiency is the key to staying productive and competitive. A Forrester Consulting study revealed that lenders using Encompass achieved:

  • 57 percent ROI in 2.9 months.
  • Savings of $231 per loan on average.
  • $75,000 in potential compliance costs.
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One solution

Our mission to automate the mortgage process is the guiding force behind our Encompass® mortgage management solution and services, an all-in-one platform that gives lenders the power to cut costs and succeed in this hyper-competitive, zero-tolerance industry.

Encompass is one system of record that keeps data secure, documentation accurate and mortgages moving in the right direction. Lenders originate, underwrite and close loans using one system, not by shifting between different applications. Encompass provides one system of truth.

Ellie Mae's Encompass®
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Meet the team that supports you every step of the way

As the mortgage industry grows more complex and competitive, your goals and needs evolve. So does Ellie Mae’s commitment and responsibility to support them. Ellie Mae is a nationwide workforce incredibly qualified and devoted to supporting our clients’ goals. We’re a team that includes:

  • In-house compliance and regulatory experts and counsel.
  • Veteran IT and SaaS experts.
  • Dedicated account managers.
  • Specialized implementation and training managers.
  • Technical and mortgage industry support specialists.

“A high-tech company with old-fashioned values that listens to clients. That’s Ellie Mae.”
— SIG ANDERMAN, CEO & FOUNDER, ELLIE MAE, INC.