Genesis 2000

Genesis 2000 is a powerful and sophisticated loan origination software program for smaller brokerages: powerful in its broad range of useful features, sophisticated in its intuitive ease of use. A multi-generation software product, Genesis 2000 makes real-world loan originators' jobs faster and easier by automating every step of the process and eliminating mistakes and redundancies.

Genesis 2000 capabilities include:

• Prequalification. Genesis 2000 simplifies prequalification by minimizing data entry, then auto-populating the correct fields using built-in data-flow routines, templates, and optimization features.
• Origination, Processing and Tracking. Genesis 2000 automates every step of the loan origination process, eliminates the need to enter information more than once, tracks and manages your document inventory, and much more.
• Internet Access. Embedded in Genesis 2000, access to Ellie Mae's ePASS® Network enables effortless and instantaneous transactions with lenders, underwriters, and settlement service providers.
• Pipeline Reporting. Genesis 2000 analyzes loans in your system and reports daily, monthly, or yearly, using any of several prebuilt reports or your own custom reports.
• Contact Management. Automated management of leads and simplified letter creation, mailings, and transfer of customer data to loan files gives you enhanced ability to manage your business relationships.
• Word Processing. With Genesis 2000, you can use popular word-processing software or Genesis 2000' own word processor to create letters and forms, mail-merge lists, and populate them with stored loan information.
• HMDA Reporting. Genesis 2000 includes fully integrated access to PCi's Wiz Basic, the leading HMDA compliance-management system.
• MortgageMail. This optional Genesis 2000 capability enables the secure transmission of loan packages or closing documents from your desktop to anyone with an email address.

To purchase Genesis 2000, call Ellie Mae Sales at 1-888-955-9100.

Prequalification (top)
Genesis 2000 facilitates the prequalification process by helping you assess candidate qualifications quickly and easily—minimizing data entry and automatically populating fields using built-in data-flow routines, templates, and optimization features.

Using Genesis 2000, you can prequalify loans based on:

• Income ratios
• Loan-to-value (LTV) ratios
• Cash available
• Monthly payment
• Property value
• Interest rate
• Or any combination of the above

Using this information, you can perform side-by-side comparisons and investment analyses—and quickly run theoretical "what-if" scenarios.

While prequalifying a candidate, Genesis 2000 gives you full access to all processing forms and functions, including online status, MortgageMail, and loan submission-plus property information and mortgage-servicing features provided by vendors via the ePASS Network.

Origination, Processing, and Tracking (top)
The Genesis 2000 system automates the entire loan origination process using the latest technology and most current processes available—allowing you to prequalify, originate, process, and track loans in a single desktop system.

Genesis 2000 origination, processing and tracking features include:

Origination

• Automated loan file templates
• Built-in support for all major loan types
• Automated data flow from origination screen to forms
• Automated pop-up rolodexes of agents, processors, others
• Automated, customizable loan number and status generation
• Automated loan origination using Microsoft® Outlook® contact information

Processing

• Multi-borrower file support
• Automated field data calculation
• Embedded escrow and title table
• Support for most loan products and purposes
• Regularly updated forms for all supported loan types
• Form/function templates: loan file, closing cost, letter, email, etc.
• Automated city, state, county field population using zip
  code lookup
• Embedded access to the ePASS Network for loan submissions, services, etc.
• Online credit or underwriting uploading without additional software
• MortgageMail secure online document submission
• Extensive printing capabilities: print templates, form only, data only, etc.
• Conversion logs with automated pop-up reminders
• Automated record-keeping for payments and deposits
• Automated creation of personalized letters
• Customizable user access rights

Tracking

• Automated document inventory tracking
• Powerful database search functionality
• Vendor and commission listings by loan file
• Automated MERS MIN number generation
• Numerous self-definable date, number, and text fields
• Loan status and rate and lock histories
• Automated barcoding

Genesis 2000 offers the ease of automation with the power of customization in a feature-rich loan origination, processing and tracking system. Genesis 2000 is supported by experienced in-house technical support and development teams.

Internet Access (top)
Embedded in your Genesis 2000 system, the ePASS® Network puts the Internet just a click away from your desktop. This close integration enables you to streamline loan submissions and exchanges with underwriters and loan services providers dramatically.

Through the ePASS Network, Genesis 2000 enables you to make two-click data submissions to more than 250 lenders and thousands of settlement services providers such as:

• Title insurance companies
• Mortgage insurance companies
• Appraisal companies
• Flood certification companies
• Hazard insurance companies
• Automated valuation model (AVM) companies
• Document preparation companies
• Mortgage signing companies
• Fraud and audit services
• Tax services

Using existing loan file data, Genesis 2000 automatically fills in request and submission forms for loan products and services, then submits them with just a click—eliminating the need to rekey information and fax or mail numerous documents for every loan you originate.

Pipeline Reporting (top)
The pipeline reporting utility in Genesis 2000 analyzes the loans in your system and answers significant questions about them on a daily, monthly, or yearly basis.

You can use any of the prebuilt Genesis 2000 pipeline reports, or create your own, to provide clear snapshots of your pipeline. Prebuilt pipeline reports include:

• Monthly production
• Yearly loan officer production
• Detailed lender production
• Loan source production
• Loan profitability analysis
• Loan applications in pipeline
• Loans in progress
• Status
• Appraisal status
• Status summary
• Points
• Commissions
• Total points & fees
• Branch-specific
• People associated with loans
• Customer phone list

You can create an unlimited number of reports, and run them as many times as you like. Once run, you can view these reports on the screen, print them, or automatically translate them to other programs such as spreadsheets and word processors.

Other Management Reports
In addition to pipeline reporting, Genesis 2000 includes several other important management reporting capabilities, including:

• Summary and detailed document reports
• 1098 report
• HMDA report
• WAC report
• Conversation log
• Trust accounting ledger, journal, and general reports

Genesis 2000 also provides a number of easy-to-use database management features like the "Representative Change" and "Address Change" utilities, which simplify your ability to adjust to changes in company personnel and customer addresses.

Contact Management (top)
The built-in Contact Manager includes a separate selection panel to help you keep track of leads and other contacts. Need to originate a loan using information you already entered in Contact Manager? Genesis 2000 enables you to turn your contact entry into a loan file with the click of a button—sending data you've already entered in Contact Manager effortlessly flowing into the loan file.

Contact Manager also delivers powerful mail-merge, print-label, and print-envelope capabilities. Need to do a mass mailing to your customers? Contact Manager's mail merge automates recipient-specific letter creation for customers, contacts, and any set of reps or vendors. You can automatically create hundreds or even thousands of letters, each with information tailored to particular recipients.

Contact Manager also enables you to target mail-merge tasks to customers meeting specified criteria. Its powerful query function gives you control over the criteria that drive your mail-merge tasks.

1003 Rolodex
Using this optional Genesis 2000 utility, you can stop wasting time hunting down financial institution information for deposits, mortgages, loans, and verifications.You have information for thousands of U. S. financial institutions at your fingertips. You can:

• Identify institutions by location and branch
• Instantly find institutions' names, addresses, phone numbers
• Research institutions' historical data, including mergers and acquisitions

Word Processing (top)
You can use leading word processing software or the word processor integrated in Genesis 2000 to create documents, letters, forms or mail-merges.

You can specify and arrange fields that you want to include as a letter template, then simply select any from your loan file screen. Click a button, and field information flows from your loan file into your letter—with the correct loan-field data populating the correct letter fields automatically. You can streamline letter creation further by using custom letter and loan templates. If you need a letter that's not included in the pre-built Genesis 2000 templates, you can create your own.

Letters can be securely communicated to customers and associates using the system's integrated email functionality.

Genesis 2000 loan origination software includes a comprehensive collection of style letters and forms, which are updated and made available online as changes occur:

Online Style Letters and Forms

HMDA Reporting (top)
The Home Mortgage Disclosure Act (HMDA) requires that mortgage lending companies supply the government with information about home loan applications and applicants in order to identify and avoid discriminatory lending practices.

Genesis 2000 loan origination software includes fully integrated access to PCi's Wiz Basic, the leading HMDA compliance-management system. Wiz Basic's complete HMDA management capabilities include:

• Geocoding
• Edit checks
• Reporting
• Submission

Wiz Basic is accessible through the ePASS Network, which is integrated into Genesis 2000. By integrating regulatory compliance through Wiz Basic, Genesis 2000 greatly simplifies the HMDA compliance process—making it easy to comply with HMDA regulations without having to become a compliance expert yourself.

MortgageMail (top)
Available integrated with Genesis 2000 loan origination software or as a stand-alone Windows® module, MortgageMail enables secure transmission of loan packages or closing documents from your desktop to anyone with an email address.

At your command, MortgageMail deposits your document on Ellie Mae's secure server—then alerts recipients by email that it's ready for them to retrieve. Specified recipients can then log in—free—to the MortgageMail website and download your document. Depend on MortgageMail to:

• Work with any document that can be printed
• Be compatible with all LOS programs
• Use Secure Sockets Layer (SSL) encryption, the security standard used by the majority of leading financial institutions
• Provide additional security by restricting document access to specific recipients
• Eliminate the need to print and physically send documents

MortgageMail can save up to 75% of the cost of traditional document delivery and personnel expenses by eliminating printing, faxing, mailing, package delivery, delivery preparation, follow-up phone calls, and wait time.