Individual Continuing Education Online Course; NMLS Course Number: 6627

AllRegs Academy’s 1 Hour PA SAFE CE: PA Mortgage Licensing Review course satisfies 1 hour of Pennsylvania state-specific, NMLS-approved continuing education in the Elective category.

Are you a State Licensed Mortgage Loan Originator in Pennsylvania, and still need to satisfy your NMLS training?

This course is designed to inform mortgage professionals about the state mortgage licensing laws and regulations governing mortgage lending professionals. Knowledge of these requirements and prohibitions will help mortgage professionals maintain licensure and compliance with state and federal laws.

What it's about

By the end of this course, you will be able to examine key concepts related to state-specific mortgage licensing and explain the acts and practices prohibited under state mortgage licensing laws.

NMLS 6627

Course Topics/Outline

Course Outline: 1 Hour PA Mortgage Licensing Review

Course Introduction
Total running time approx. – 3:00 minutes

Module 1

  • Introduction
    • Purpose
    • Applicability
    • General Requirements
    • Education Requirements
  • Requirements for Business Operations
    • Licensing
    • Advertising
    • Surety Bond
    • Recordkeeping
    • Location
  • Regulation and Supervision
    • Agency Authority
    • Penalties and Enforcement
    • Agency Website
  • Case Study

Module 1 Activities

1A – Knowledge Check
1B – Case Study (10 minutes)
1C - Module Quiz. Participants must achieve a score of 70% or greater to advance in the course

Total running time approx. – 25:00 minutes

Module 2

  • Fraud, Deception, Misrepresentation
    • Prohibited Practices
    • Fraud
    • Deception
    • Misrepresentation
    • Misrepresentation to a Governmental Agency
  • Compliance with State and Federal Laws
    • Laws and Regulations
    • Disclosures
    • Timeframes
  • Borrower Fees and Financing
    • No close, No commission
    • Availability of terms
    • Bait and switch
    • Fees
  • General Business Conduct
    • Licensure
    • Pressure on Third Parties
    • Influencing Appraisers
    • Property Insurance Coverage
    • Truthful Accounting
    • Case Study

Module 2 Activities

2A – Knowledge Check
2B - Case Study (10 minutes)
2C - Module Quiz. Participants must achieve a score of 70% or greater to advance in the course

Total running time approx. – 25:00 minutes

Final Assessment – 10 minutes

Learning Goals & Objectives

Upon completion of this course, you will be able to:

  • Examine key concepts of state-specific mortgage licensing
  • Explain the acts and practices prohibited

Target Audience

This course is designed for anyone who works in the mortgage industry seeking to learn or enhance their existing knowledge of Pennsylvania mortgage licensing laws and prohibited acts and practices. It is geared primarily for loan originators.


Each self-paced, self-study course examines a particular topic, allowing students to hone in on a focused set of learning concepts. Each course is designed with learning objectives, comprehensive course materials, learning reinforcement activities that appeal to various learning styles and real world examples, with audio and/or video recordings of industry experts.

The final exam is completed online with instant grading, and you can download your industry-recognized certificate of completion after you successfully pass the course. This course will take no less than one hour to complete.


This course satisfies one hour of NMLS-approved Continuing Education training in the state of Pennsylvania.

Tuition for this course is $60.00 and includes the Credit Banking and Admin Fee applicable to this course.

NMLS CE courses purchases are valid until 31-DEC of the year purchased, or upon course completion and reporting to the NMLS. Upon successful completion of the course, students can download their industry-recognized certificate of completion and transcript.

NOTE: The SAFE Act specifically prohibits the taking of the same course in successive years.

For more information or to register by phone, call your Regional Account Executive at (800) 848-4904 or email