Individual Continuing Education Online Course; NMLS Course Number: 2731


AllRegs Academy’s 1 Hour SAFE CE: Clarifying Conventional Mortgage Lending course satisfies 1 hour of NMLS approved continuing education in the elective category.

What it's about

This self-study online course will present conventional mortgage loan product options to clients, identify the advantages and disadvantages of conventional mortgage loan products and review the conventional mortgage lending process.

NMLS 2731

Please note that the SAFE Act specifically prohibits the taking of the same course in successive years.


Upon completion of the course, students will be able to:

  • Define key terms
  • Identify mortgage product types
  • Recognize investor guidelines
  • Identify the conventional mortgage lending process


  • All Mortgage Loan Originators


Each self-paced, self-study course examines a particular topic, allowing students to hone in on a focused set of learning concepts. Each course is designed with learning objectives, comprehensive course materials, learning reinforcement activities that appeal to various learning styles and real world examples, with audio and/or video recordings of industry experts.

The final exam is completed online with instant grading, and you can download your industry-recognized certificate of completion after you successfully pass the course. This course will take no less than one hour to complete.


  • Government vs. Conventional
    • What is Conventional Lending
    • What is a Purchase
    • What is a Refinance
    • Conventional Loan Categories
    • Conforming Loans
    • Current Conforming Loan Limits
    • Non-conforming Loans
  • Jumbo Loans
  • Loan Products
  • Conventional Product Features
  • Fixed-Rate Mortgage (FRM)
  • Adjustable-Rate Mortgage (ARM)
  • ARM Terms
  • Flexible Payment Loans
  • Good News About Housing
  • Hybrid ARM
  • Balloon Mortgage
  • Reverse Mortgage
  • Conventional Mortgage Investor Guidelines
  • Fannie Mae
  • Freddie Mac
  • Investor Guidelines
  • Conventional Mortgage Lending Process
  • Initiating the Loan
  • Completing the Loan
  • Selling the Loan


This course satisfies one hour of NMLS-approved Continuing Education training. Tuition for this course is $60.00 and includes the Credit Banking and Admin Fee applicable to this course.

NMLS CE courses purchases are valid until 31-DEC of the year purchased, or upon course completion and reporting to the NMLS. Upon successful completion of the course, students can download their industry-recognized certificate of completion and transcript.

NOTE: The SAFE Act specifically prohibits the taking of the same course in successive years.

For more information or to register by phone, call your Regional Account Executive at (800) 848-4904 or email