Overview

The Uniform Electronic Transactions Act (UETA) was developed and recommended for enactment by the National Conference of Commissioners on Uniform State Laws (also known as the Uniform Law Commission or ULC) to provide a legal framework for the use of electronic signatures and records in government or business transactions. UETA makes electronic records and signatures as legal as paper and manually signed signatures in transactions relating to business, commercial and governmental affairs. HUD/FHA, Fannie Mae, Freddie Mac, Ginnie Mae, Veterans Administration, and USDA have each issued various types and levels of guidance with respect to the use of electronic signatures in mortgage lending. CFPB has issued a report (but no ruling) describing best practices.

Lenders and Servicers: Get your E-Sign plan in place with the AllRegs Electronic Signatures Policy Manual. This document summarizes E-Sign and UETA requirements for Origination and Servicing and provides additional guidance relating to the requirements and restrictions imposed by the agencies regarding the use of electronic signatures.

Tools

Benefits

The policy manual features the following benefits

  • Defines key terms associated with the regulation
  • Outlines consumer consent requirements, technical and quality control requirements; authentication and attribution of records, and record retention
  • Includes requirements and exclusions as published by the agencies
  • Complete Electronic Signatures Policy Manual, saving you development time and resources
  • Delivery via email within one business day after purchase
  • Meet your regulatory or internal compliance requirements
  • Affordable one-time purchase fees

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Policy Manual

Electronic Signatures Policy Manual From AllRegs

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