Need to get your plan in place? AllRegs can help. Our Anti-Predatory Lending Policy Manual (covering Ability to Repay (ATR) requirements of Dodd-Frank, Fair Lending/Net Tangible Benefits, and guidance for agency compliance) will address these laws, and now you can take our plan and run with it. This plan is ready for implementation in your organization and could be utilized to support your company's needs with regard to having a fair lending plan.
This document may support meeting your Fair Lending policy requirements as well as for the following regulations: the Equal Credit Opportunity Act (ECOA), Fair Housing Act (FHAct), Fair Credit Reporting Act (FCRA), Home Owners Equity Protection Act (HOEPA), Flood Disclosure Act, Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TIL) and the Fair and Accurate Transactions Act (FACTA). It also includes checklists for monitoring and assessment.
The Anti-Predatory Lending Policy Manual is a pre-written, complete AllRegs Policy Manual. Order yours today!
The following agencies, federal offices, and entities require implementation of this policy manual:
- Consumer Financial Protection Bureau
- Fannie Mae
- Freddie Mac
- Ginnie Mae