Home Mortgage Disclosure Act (HMDA)/Reg C
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Public Disclosure Statements
Since this information is available via the CFPB web site, the financial institution is not required to provide this data to an inquirer. However, the institution has the option to continue providing this data as requested, and may charge a reasonable fee for reproducing and for providing copies of the data, but is not required to, other than meeting compliance with providing the notice of the availability of this data online.Since this information is available via the CFPB web site, the financial institution is not required to provide this data to an inquirer. However, the institution has the option to continue providing this data as requested, and may charge a reasonable fee for reproducing and for providing copies of the data, but is not required to, other than meeting compliance with providing the notice of the availability of this data online.
Disclaimer: These questions and answers are provided based on those received during webinars provided by the ICE Mortgage Technology Compliance Department, and those submitted to ICE Mortgage Technology directly by you. This content is intended for general information purposes with the goal of assisting ICE Mortgage Technology’s customers and non-customers, in complying with the future provisions under Regulation C (HMDA). This information is provided as a courtesy to ICE Mortgage Technology’s customers and ICE Mortgage Technology makes no representation or warranty regarding the accuracy of the information set forth herein, and you may not rely on this information to ensure your company’s compliance with Regulation C (HMDA). This publication should not be construed as legal advice or opinion on any specific facts or circumstances, including the application of the HMDA regulations. You are advised to consult your own compliance staff or attorney regarding your specific residential mortgage lending questions or situation to ensure your compliance with all applicable laws and regulations.