Ellie Mae offers a comprehensive range of services designed to support your success every step of the way. Tap into our team of Encompass and mortgage industry experts to ensure you're getting the most from your investment.
Ensure your entire workforce stays sharp in the face of rising costs, changing regulation, and increased competition. NMLS approved, SAFE Act compliant, and easy to access - our education and certification classes are trusted across the mortgage industry.
By fostering partnerships across the industry and on our Ellie Mae Network, we're ensuring lenders can easily conduct business with the providers needed to originate and sell loans. Contact us to see how you can expand your reach and become a part of the leading digital mortgage solution.
Ellie Mae Partners
We're proud to partner with leading companies to help lenders originate more loans, lower costs, and reduce time to close. Our partners include service providers, correspondent investors, title and closing companies, appraisal providers, and Ellie Mae Pro Consultants™.
We’re the leading cloud-based platform provider for the mortgage finance industry. Our technology solutions enable lenders to originate more loans, lower origination costs, and reduce the time to close, all while ensuring the highest levels of compliance, quality and efficiency.
Connect with our executives, leaders, and customers to see how our innovative digital mortgage solutions can help you originate more loans, lower costs, reduce time to close, and make smarter decisions. Hope to see you soon!
Disclaimer: These questions and answers are provided based on those received during webinars provided by the Ellie Mae Compliance Department, and those submitted to Ellie Mae directly by you. This content is intended for general information purposes with the goal of assisting Ellie Mae’s customers and non-customers, in complying with the future provisions under Regulation C (HMDA). This information is provided as a courtesy to Ellie Mae’s customers and Ellie Mae makes no representation or warranty regarding the accuracy of the information set forth herein, and you may not rely on this information to ensure your company’s compliance with Regulation C (HMDA). This publication should not be construed as legal advice or opinion on any specific facts or circumstances, including the application of the HMDA regulations. You are advised to consult your own compliance staff or attorney regarding your specific residential mortgage lending questions or situation to ensure your compliance with all applicable laws and regulations.
The commentary to Regulation C addresses the exclusion for such loans as long as the loan is for temporary financing not intended to be replaced by permanent financing. Here is a summary of the commen...
The quick answer is yes, but is based on either of the two preceding calendar years. In 2018 when open-end lines of credit are reportable (as opposed to presently where they are optional reporting), t...